Legal Terms and Conditions of Use

Last updated: 23 February, 2023

Please read this page carefully. By using this website, you agree to be bound by the terms and conditions stated here. Therefore, if you cannot accept these terms and conditions, please do not use the website. CFA Societies Canada may revise these terms and conditions at their discretion and at any time by updating this posting. Therefore, you should visit this page periodically to review the terms and conditions because they are binding on you for each instance of website usage.

  1. Use of Site Material
    This website and its contents of this website are, except where otherwise noted, the property of CFA Societies Canada and protected against unauthorized use in Canada and other countries by copyright, trademark, and other intellectual property laws. CFA Societies Canada authorizes you to view and download a single copy of the material on this website solely for your personal and non-commercial use. You must retain all copyright and other proprietary notices contained in the original material on any copy you make of the site material. You may not sell or modify our site material or reproduce, display, publicly perform, distribute, or otherwise use any content or material in any way for any public or commercial purpose without our express written consent. The names, marks, and logos appearing on this website are, unless otherwise noted, trademarks owned by or licensed to CFA Societies Canada. The use of these marks, except as provided in these terms and conditions or by express written agreement, is prohibited. If you violate any of these terms, your permission to use the site material automatically terminates and you must immediately destroy any copies you have made of the material. CFA Societies Canada reserves all other rights it may have at law or in equity.
  2. User Generated Content
    • 2.1 User Content. We may offer you the opportunity to contribute user-generated content such as through comments on and engagement in discussions regarding articles, companies and various topics. Any content, information, graphics, audio, images, and links you submit to our website, or in connection with any of the foregoing activities is referred to as “User Content” in this Agreement and is subject to various terms and conditions as set forth below.
    • 2.2 Cautions Regarding Other Users and User Content. You understand and agree that User Content may include information, views, opinions, and recommendations of many individuals and organizations and is designed to help you gather the information you need to help you make your own decisions. Importantly, you are responsible for your own investment decisions and for properly analyzing and verifying any information you intend to rely upon. We do not endorse any User Content, recommendation or opinion made by any user. We do not routinely screen, edit, or review User Content. However, we reserve the right to monitor or remove any User Content from the website at any time without notice. You should also be aware that other users may use our website for personal gain. As a result, please approach messages with appropriate skepticism. User Content may be misleading, deceptive, or in error.
    • 2.3 Grant of Rights and Representations by You. If you upload, post, or submit any User Content to our website, you represent to us that you have all the necessary legal rights to upload, post, or submit such User Content and it will not violate any law or the rights of any person. You agree that upon uploading, posting, or submitting information, you grant CFA Societies Canada, and our respective affiliates and successors a non-exclusive, transferable, worldwide, fully paid-up, royalty-free, perpetual, irrevocable right and license to use, distribute, publicly display, reproduce, and create derivative works from your User Content in any and all media, in any manner, in whole or part, without any duty to compensate you. You also grant us the right to authorize the use of User Content, or any portion thereof to other users in accordance with the terms and conditions of this Agreement, including the rights to feature your User Content specifically on the website and to allow users to request access to your User Content, such as for example through an RSS Feed.
    • 2.4 We may also remove any User Content for any reason and without notice to you. This includes all materials related to your use of our website or membership, including email accounts, postings, profiles, or other personalized information you have created while on our website.
  3. Use of Links and Logos
    You do not need to request permission to create a text link from your website to the CFA Societies Canada website or any of its pages. However, the information on this website is protected by copyright as noted above. The CFA Societies Canada logo and the CFA Institute logo are registered trademarks and their use by third parties is not permitted without express written agreement.
  4. Liability
    CFA Societies Canada makes no representations about the accuracy, availability, reliability, completeness, or timeliness of the operation of or content and material on this website or about the results to be obtained from using the website. You use the website and its material at your own risk. Changes are periodically made to the website and may be made at any time.

    This website and its contents and material are provided on an “as-is” basis without any warranties of any kind. To the fullest extent permitted by law, CFA Societies Canada hereby expressly disclaims all warranties, including the warranty of merchantability, non-infringement of third-party rights, and the warranty of fitness for particular purpose. In no event shall CFA Societies Canada be liable for any damages whatsoever resulting from the use or inability to use material on this website or sites linked to this website, whether based on warranty, contract, tort, or any other legal theory, and whether or not CFA Societies Canada is advised of the possibility of such damages.

    By using this website, you agree to indemnify, and hold harmless CFA Societies Canada, its officers, directors, employees, affiliates and agents from and against any and all losses, claims, damages (including but not limited to direct, indirect, special, incidental, or consequential damages), costs, and expenses (including reasonable legal and accounting fees) that CFA Societies Canada may become obligated to pay arising out of or in connection with or resulting from your use of the site and its material and/or content, or your breach of these terms and conditions.
  5. Compliance with Laws
    The programs and services offered by CFA Societies Canada, including those made available on our website, are subject to applicable laws and regulations. By accessing any portion of the CFA Societies Canada website, registering for a program offered by CFA Societies Canada or its affiliates, or by purchasing any goods or services offered by CFA Societies Canada, you acknowledge and agree to abide by applicable law.
  6. General
    These terms and conditions are governed by and construed in accordance with the laws of Canada, without giving effect to any principles of conflicts of law. Any action or proceeding arising from or relating to the use of this website shall be brought and maintained only in a court in Canada, and you consent to the jurisdiction of these courts. If any provision is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these terms and conditions, which shall remain in full force and effect. No waiver of any of these terms and conditions shall be deemed a further or continuing waiver of such term or any other term. Except as expressly provided elsewhere in our website, these terms and conditions constitute the entire agreement between you and CFA Societies Canada with respect to the use of our website. We reserve the right to make changes to these terms and conditions at any time. Your continued use of our website following any such changes constitutes your acceptance of the new terms.
  7. Contact Us
    If you have any questions about our website, its materials or content, or these terms and conditions, please contact us at info@cfacanada.org or (416) 366-3658