{"id":2459,"date":"2022-09-20T20:13:00","date_gmt":"2022-09-20T20:13:00","guid":{"rendered":"https:\/\/cfacanada.org\/fcaa-the-financial-planners-and-financial-advisors-act-notice-of-proposed-regulations-and-request-for-further-comment-2\/"},"modified":"2023-03-17T20:07:04","modified_gmt":"2023-03-17T20:07:04","slug":"fcaa-the-financial-planners-and-financial-advisors-act-notice-of-proposed-regulations-and-request-for-further-comment-2","status":"publish","type":"post","link":"https:\/\/cfacanada.org\/fr\/fcaa-the-financial-planners-and-financial-advisors-act-notice-of-proposed-regulations-and-request-for-further-comment-2\/","title":{"rendered":"FCAA &#8211; The Financial Planners and Financial Advisors Act \u2013 Notice of Proposed Regulations and Request for Further Comment"},"content":{"rendered":"    <div class=\"hero hero--without-image hero-banner-block alignfull\">\n        <div class=\"hero__wrapper container\">\n            <div class=\"row justify-content-between align-items-center g-0\">\n                <div class=\"d-flex col-12\">\n                    <div class=\"hero__content\">\n                        <h1 class=\"hero__title\">FCAA The Financial Planners and Financial Advisors Act \u2013 Notice of Proposed Regulations and Request for Further Comment<\/h1>\n                                                                                            <\/div>\n                <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n\n\n<h2 class=\"wp-block-heading\">T\u00e9l\u00e9charger le PDF :<\/h2>\n\n\n\n<p><a href=\"http:\/\/cfacanada.org\/wp-content\/uploads\/2023\/01\/FCAA-Proposed-Regulations-under-The-Financial-Planners-and-Financial-Advisors-Act.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">FCAA The Financial Planners and Financial Advisors Act \u2013 Notice of Proposed Regulations and Request for Further Comment<\/a><\/p>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">R\u00e9sum\u00e9 de la lettre :<\/h2>\n\n\n\n<p>La Financial and Consumer Affairs Authority of Saskatchewan a publi\u00e9 un projet de r\u00e8glement r\u00e9vis\u00e9 pour ses r\u00e8gles locales relatives \u00e0 la protection des titres. Le projet de r\u00e8glement initial \u00e9tait bas\u00e9 sur le cadre de l&rsquo;Ontario, mais en r\u00e9ponse aux commentaires, la FCAA consulte sur des changements qui d\u00e9sharmoniseraient certaines de ces exigences. Comme en Ontario, les r\u00e8glements de la FCAA exigeraient l&rsquo;approbation des organismes d&rsquo;accr\u00e9ditation (\u00ab\u00a0OC\u00a0\u00bb) et de leurs titres de planificateur financier\/conseiller financier pour qu&rsquo;une personne soit autoris\u00e9e \u00e0 utiliser le titre de planificateur financier ou de conseiller financier. La FCAA consulte sur la possibilit\u00e9 de modifier les profils de comp\u00e9tences de base pour le titre de conseiller financier afin qu&rsquo;ils soient plus proches de ceux d&rsquo;un planificateur financier. Le nouveau libell\u00e9 exigerait une expertise plus large lorsqu&rsquo;il s&rsquo;agit de fournir des recommandations appropri\u00e9es \u00e0 un client et, par cons\u00e9quent, exigerait que le titre de conseiller financier comporte des exigences de formation li\u00e9es \u00e0 la planification successorale, \u00e0 la planification fiscale, \u00e0 la planification de la retraite, \u00e0 la planification des investissements, \u00e0 la gestion financi\u00e8re, \u00e0 l&rsquo;assurance et \u00e0 la gestion des risques. En corollaire, la FCAA a demand\u00e9 si les p\u00e9riodes de transition pour les conseillers financiers devraient \u00eatre prolong\u00e9es pour correspondre \u00e0 celles des conseillers financiers (4 ans \u00e0 compter de la date d&rsquo;entr\u00e9e en vigueur du r\u00e8glement).<\/p>\n\n\n\n<p>Des commentaires sont \u00e9galement demand\u00e9s sur la grille tarifaire propos\u00e9e, ainsi que sur la proc\u00e9dure que l&rsquo;ACSC devrait suivre pour les transitions dans les cas o\u00f9 l&rsquo;approbation d&rsquo;un OC ou l&rsquo;exploitation d&rsquo;un OC prend fin. Des questions sont \u00e9galement pos\u00e9es sur l&rsquo;opportunit\u00e9 d&rsquo;avancer la date de transition (date \u00e0 laquelle les personnes auraient d\u00fb conseiller activement leurs clients pour pouvoir b\u00e9n\u00e9ficier des p\u00e9riodes de transition) du 3 juillet 2020 \u00e0 une date plus proche de la date d&rsquo;entr\u00e9e en vigueur du r\u00e8glement.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Aper\u00e7u des commentaires du Conseil :<\/h2>\n\n\n\n<p>Le CAC est tr\u00e8s favorable \u00e0 la mise en place d&rsquo;un cadre de protection des titres pour r\u00e9soudre les probl\u00e8mes li\u00e9s aux titres et aux r\u00e9f\u00e9rences non r\u00e9glement\u00e9s utilis\u00e9s par les personnes qui fournissent ou pr\u00e9tendent fournir des services et des conseils financiers. La FCAA doit mettre en \u0153uvre des crit\u00e8res rigoureux pour les organismes d&rsquo;accr\u00e9ditation et les titres de planificateur\/conseiller financier afin de garantir des normes minimales solides et uniformes pour les utilisateurs de titres. Il est essentiel que tout cadre de protection des titres soit harmonis\u00e9 avec la r\u00e9glementation des comp\u00e9tences et de la conduite, comme la r\u00e9glementation des valeurs mobili\u00e8res et des assurances, et qu&rsquo;il la soutienne.<\/p>\n\n\n\n<p>Certaines des propositions contenues dans la consultation entra\u00eeneront une diminution de l&rsquo;harmonisation avec la l\u00e9gislation ontarienne sur la protection des titres. Le CAC est fermement convaincu que la cr\u00e9ation d&rsquo;un cadre solide ax\u00e9 sur l&rsquo;investisseur, assorti de normes minimales strictes en mati\u00e8re de connaissances et de comp\u00e9tences attendues, devrait \u00eatre une priorit\u00e9 absolue dans ce cas. Des comp\u00e9tences de base doivent \u00eatre cr\u00e9\u00e9es pour les titres de planificateur financier et de conseiller afin de servir au mieux l&rsquo;int\u00e9r\u00eat public en tant qu&rsquo;objectif principal.<\/p>\n\n\n\n<p>Nous demandons instamment \u00e0 la FCAA et aux autres autorit\u00e9s de r\u00e9glementation de tenir compte de l&rsquo;intersection de cette r\u00e9glementation avec les exigences d\u00e9j\u00e0 \u00e9tablies par les autorit\u00e9s de r\u00e9glementation des valeurs mobili\u00e8res et les OAR, sans quoi le cadre de protection des titres pourrait simplement faire double emploi avec les exigences existantes en mati\u00e8re de comp\u00e9tence et d&rsquo;accr\u00e9ditation et entra\u00eenerait probablement un alourdissement du fardeau r\u00e9glementaire qui ne servirait en rien l&rsquo;int\u00e9r\u00eat public.<\/p>\n\n\n\n<p>Le CAC ne pense pas qu&rsquo;il y ait beaucoup de circonstances (voire aucune) dans lesquelles il serait appropri\u00e9 de permettre \u00e0 une personne de continuer \u00e0 utiliser un titre prot\u00e9g\u00e9 en l&rsquo;absence de surveillance par un organisme d&rsquo;accr\u00e9ditation. Compte tenu de l&rsquo;\u00e9volution rapide du secteur financier, il est important que les planificateurs\/conseillers financiers d\u00e9tiennent des titres actifs et \u00e0 jour et qu&rsquo;ils fassent l&rsquo;objet d&rsquo;une surveillance continue et rigoureuse de leur conduite.<\/p>\n\n\n\n<p>La divulgation obligatoire des qualifications du d\u00e9tenteur du titre et l&rsquo;explication de ces qualifications devraient \u00eatre l&rsquo;exigence minimale, et pourraient \u00eatre similaires aux exigences impos\u00e9es aux personnes inscrites sur les listes de valeurs mobili\u00e8res dans leurs documents d&rsquo;information sur les relations avec les clients. L&rsquo;obligation d&rsquo;information renforc\u00e9e propos\u00e9e est justifi\u00e9e pour contribuer \u00e0 dissiper la confusion qui r\u00e8gne actuellement parmi les consommateurs en ce qui concerne les normes requises pour utiliser le titre de conseiller financier. En outre, les d\u00e9tenteurs de titres devraient \u00e9galement \u00eatre tenus d&rsquo;expliquer en langage clair \u00e0 leurs clients toute limitation de l&rsquo;\u00e9tendue de leur connaissance des produits ou de leurs autorisations r\u00e9glementaires.<\/p>\n\n\n\n<p>Bien que nous soyons d\u00e9\u00e7us que d&rsquo;autres juridictions n&rsquo;aient pas davantage cherch\u00e9 \u00e0 s&rsquo;assurer que les cadres de protection des titres soient compl\u00e9mentaires et s&rsquo;ajoutent \u00e0 la r\u00e9glementation existante en mati\u00e8re de valeurs mobili\u00e8res et d&rsquo;assurance, nous f\u00e9licitons la FCAA d&rsquo;avoir pris en compte ces intersections dans la poursuite de l&rsquo;int\u00e9r\u00eat public et de l&rsquo;efficacit\u00e9 de la r\u00e9glementation.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00e9l\u00e9charger le PDF : FCAA The Financial Planners and Financial Advisors Act \u2013 Notice of Proposed Regulations and Request for Further Comment R\u00e9sum\u00e9 de la lettre : La Financial and Consumer Affairs Authority of Saskatchewan a publi\u00e9 un projet de r\u00e8glement r\u00e9vis\u00e9 pour ses r\u00e8gles locales relatives \u00e0 la protection des titres. Le projet de [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[113,63],"tags":[],"class_list":["post-2459","post","type-post","status-publish","format-standard","hentry","category-fcaa-fr","category-financial-planners-fr"],"acf":[],"featured_image_src":null,"author_info":{"display_name":"Robert Decher","author_link":"https:\/\/cfacanada.org\/fr\/author\/robert\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>FCAA - The Financial Planners and Financial Advisors Act \u2013 Notice of Proposed Regulations and Request for Further Comment - CFA Societies Canada<\/title>\n<meta name=\"description\" content=\"The Council strongly supports initiatives to re-examine potentially predatory lending activity impacting consumers and believes additional guardrails are required to alleviate some of the predatory pricing concerns.The CAC is strongly supportive of a title protection framework to deal with issues of unregulated titles and credentials used by individuals providing or purporting to provide financial services and advice. The FCAA must implement strong criteria for both credentialing bodies and the financial planner\/advisor credentials to ensure strong, uniform minimum standards for title users. It is critical that any title protection framework be harmonized with and supportive of proficiency and conduct regulation, such as securities and insurance regulation.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cfacanada.org\/fcaa-the-financial-planners-and-financial-advisors-act-notice-of-proposed-regulations-and-request-for-further-comment-2\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FCAA - The Financial Planners and Financial Advisors Act \u2013 Notice of Proposed Regulations and Request for Further Comment - CFA Societies Canada\" \/>\n<meta property=\"og:description\" content=\"The Council strongly supports initiatives to re-examine potentially predatory lending activity impacting consumers and believes additional guardrails are required to alleviate some of the predatory pricing concerns.The CAC is strongly supportive of a title protection framework to deal with issues of unregulated titles and credentials used by individuals providing or purporting to provide financial services and advice. The FCAA must implement strong criteria for both credentialing bodies and the financial planner\/advisor credentials to ensure strong, uniform minimum standards for title users. It is critical that any title protection framework be harmonized with and supportive of proficiency and conduct regulation, such as securities and insurance regulation.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cfacanada.org\/fcaa-the-financial-planners-and-financial-advisors-act-notice-of-proposed-regulations-and-request-for-further-comment-2\/\" \/>\n<meta property=\"og:site_name\" content=\"CFA Societies Canada\" \/>\n<meta property=\"article:published_time\" content=\"2022-09-20T20:13:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-03-17T20:07:04+00:00\" \/>\n<meta name=\"author\" content=\"Robert Decher\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Robert Decher\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/cfacanada.org\\\/fcaa-the-financial-planners-and-financial-advisors-act-notice-of-proposed-regulations-and-request-for-further-comment-2\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cfacanada.org\\\/fcaa-the-financial-planners-and-financial-advisors-act-notice-of-proposed-regulations-and-request-for-further-comment-2\\\/\"},\"author\":{\"name\":\"Robert Decher\",\"@id\":\"https:\\\/\\\/cfacanada.org\\\/#\\\/schema\\\/person\\\/898859db69f08edb3c347c2b17946667\"},\"headline\":\"FCAA &#8211; The Financial Planners and Financial Advisors Act \u2013 Notice of Proposed Regulations and Request for Further Comment\",\"datePublished\":\"2022-09-20T20:13:00+00:00\",\"dateModified\":\"2023-03-17T20:07:04+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/cfacanada.org\\\/fcaa-the-financial-planners-and-financial-advisors-act-notice-of-proposed-regulations-and-request-for-further-comment-2\\\/\"},\"wordCount\":976,\"articleSection\":[\"Autorit\u00e9 des affaires financi\u00e8res et de la consommation de la Saskatchewan (FCAA)\",\"Planificateurs financiers\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/cfacanada.org\\\/fcaa-the-financial-planners-and-financial-advisors-act-notice-of-proposed-regulations-and-request-for-further-comment-2\\\/\",\"url\":\"https:\\\/\\\/cfacanada.org\\\/fcaa-the-financial-planners-and-financial-advisors-act-notice-of-proposed-regulations-and-request-for-further-comment-2\\\/\",\"name\":\"FCAA - The Financial Planners and Financial Advisors Act \u2013 Notice of Proposed Regulations and Request for Further Comment - CFA Societies Canada\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cfacanada.org\\\/#website\"},\"datePublished\":\"2022-09-20T20:13:00+00:00\",\"dateModified\":\"2023-03-17T20:07:04+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/cfacanada.org\\\/#\\\/schema\\\/person\\\/898859db69f08edb3c347c2b17946667\"},\"description\":\"The Council strongly supports initiatives to re-examine potentially predatory lending activity impacting consumers and believes additional guardrails are required to alleviate some of the predatory pricing concerns.The CAC is strongly supportive of a title protection framework to deal with issues of unregulated titles and credentials used by individuals providing or purporting to provide financial services and advice. The FCAA must implement strong criteria for both credentialing bodies and the financial planner\\\/advisor credentials to ensure strong, uniform minimum standards for title users. It is critical that any title protection framework be harmonized with and supportive of proficiency and conduct regulation, such as securities and insurance regulation.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/cfacanada.org\\\/fcaa-the-financial-planners-and-financial-advisors-act-notice-of-proposed-regulations-and-request-for-further-comment-2\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/cfacanada.org\\\/fcaa-the-financial-planners-and-financial-advisors-act-notice-of-proposed-regulations-and-request-for-further-comment-2\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/cfacanada.org\\\/fcaa-the-financial-planners-and-financial-advisors-act-notice-of-proposed-regulations-and-request-for-further-comment-2\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/cfacanada.org\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"FCAA &#8211; The Financial Planners and Financial Advisors Act \u2013 Notice of Proposed Regulations and Request for Further Comment\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/cfacanada.org\\\/#website\",\"url\":\"https:\\\/\\\/cfacanada.org\\\/\",\"name\":\"CFA Societies Canada\",\"description\":\"Canadian investment values\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/cfacanada.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/cfacanada.org\\\/#\\\/schema\\\/person\\\/898859db69f08edb3c347c2b17946667\",\"name\":\"Robert Decher\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/bc2627947ba7bab923990d1f57953d6cb855122c78057bf8e702ee1181cb6860?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/bc2627947ba7bab923990d1f57953d6cb855122c78057bf8e702ee1181cb6860?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/bc2627947ba7bab923990d1f57953d6cb855122c78057bf8e702ee1181cb6860?s=96&d=mm&r=g\",\"caption\":\"Robert Decher\"},\"url\":\"https:\\\/\\\/cfacanada.org\\\/fr\\\/author\\\/robert\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"FCAA - The Financial Planners and Financial Advisors Act \u2013 Notice of Proposed Regulations and Request for Further Comment - CFA Societies Canada","description":"The Council strongly supports initiatives to re-examine potentially predatory lending activity impacting consumers and believes additional guardrails are required to alleviate some of the predatory pricing concerns.The CAC is strongly supportive of a title protection framework to deal with issues of unregulated titles and credentials used by individuals providing or purporting to provide financial services and advice. The FCAA must implement strong criteria for both credentialing bodies and the financial planner\/advisor credentials to ensure strong, uniform minimum standards for title users. It is critical that any title protection framework be harmonized with and supportive of proficiency and conduct regulation, such as securities and insurance regulation.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cfacanada.org\/fcaa-the-financial-planners-and-financial-advisors-act-notice-of-proposed-regulations-and-request-for-further-comment-2\/","og_locale":"fr_FR","og_type":"article","og_title":"FCAA - The Financial Planners and Financial Advisors Act \u2013 Notice of Proposed Regulations and Request for Further Comment - CFA Societies Canada","og_description":"The Council strongly supports initiatives to re-examine potentially predatory lending activity impacting consumers and believes additional guardrails are required to alleviate some of the predatory pricing concerns.The CAC is strongly supportive of a title protection framework to deal with issues of unregulated titles and credentials used by individuals providing or purporting to provide financial services and advice. The FCAA must implement strong criteria for both credentialing bodies and the financial planner\/advisor credentials to ensure strong, uniform minimum standards for title users. It is critical that any title protection framework be harmonized with and supportive of proficiency and conduct regulation, such as securities and insurance regulation.","og_url":"https:\/\/cfacanada.org\/fcaa-the-financial-planners-and-financial-advisors-act-notice-of-proposed-regulations-and-request-for-further-comment-2\/","og_site_name":"CFA Societies Canada","article_published_time":"2022-09-20T20:13:00+00:00","article_modified_time":"2023-03-17T20:07:04+00:00","author":"Robert Decher","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"Robert Decher","Dur\u00e9e de lecture estim\u00e9e":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/cfacanada.org\/fcaa-the-financial-planners-and-financial-advisors-act-notice-of-proposed-regulations-and-request-for-further-comment-2\/#article","isPartOf":{"@id":"https:\/\/cfacanada.org\/fcaa-the-financial-planners-and-financial-advisors-act-notice-of-proposed-regulations-and-request-for-further-comment-2\/"},"author":{"name":"Robert Decher","@id":"https:\/\/cfacanada.org\/#\/schema\/person\/898859db69f08edb3c347c2b17946667"},"headline":"FCAA &#8211; The Financial Planners and Financial Advisors Act \u2013 Notice of Proposed Regulations and Request for Further Comment","datePublished":"2022-09-20T20:13:00+00:00","dateModified":"2023-03-17T20:07:04+00:00","mainEntityOfPage":{"@id":"https:\/\/cfacanada.org\/fcaa-the-financial-planners-and-financial-advisors-act-notice-of-proposed-regulations-and-request-for-further-comment-2\/"},"wordCount":976,"articleSection":["Autorit\u00e9 des affaires financi\u00e8res et de la consommation de la Saskatchewan (FCAA)","Planificateurs financiers"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/cfacanada.org\/fcaa-the-financial-planners-and-financial-advisors-act-notice-of-proposed-regulations-and-request-for-further-comment-2\/","url":"https:\/\/cfacanada.org\/fcaa-the-financial-planners-and-financial-advisors-act-notice-of-proposed-regulations-and-request-for-further-comment-2\/","name":"FCAA - The Financial Planners and Financial Advisors Act \u2013 Notice of Proposed Regulations and Request for Further Comment - CFA Societies Canada","isPartOf":{"@id":"https:\/\/cfacanada.org\/#website"},"datePublished":"2022-09-20T20:13:00+00:00","dateModified":"2023-03-17T20:07:04+00:00","author":{"@id":"https:\/\/cfacanada.org\/#\/schema\/person\/898859db69f08edb3c347c2b17946667"},"description":"The Council strongly supports initiatives to re-examine potentially predatory lending activity impacting consumers and believes additional guardrails are required to alleviate some of the predatory pricing concerns.The CAC is strongly supportive of a title protection framework to deal with issues of unregulated titles and credentials used by individuals providing or purporting to provide financial services and advice. The FCAA must implement strong criteria for both credentialing bodies and the financial planner\/advisor credentials to ensure strong, uniform minimum standards for title users. It is critical that any title protection framework be harmonized with and supportive of proficiency and conduct regulation, such as securities and insurance regulation.","breadcrumb":{"@id":"https:\/\/cfacanada.org\/fcaa-the-financial-planners-and-financial-advisors-act-notice-of-proposed-regulations-and-request-for-further-comment-2\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cfacanada.org\/fcaa-the-financial-planners-and-financial-advisors-act-notice-of-proposed-regulations-and-request-for-further-comment-2\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/cfacanada.org\/fcaa-the-financial-planners-and-financial-advisors-act-notice-of-proposed-regulations-and-request-for-further-comment-2\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/cfacanada.org\/fr\/"},{"@type":"ListItem","position":2,"name":"FCAA &#8211; The Financial Planners and Financial Advisors Act \u2013 Notice of Proposed Regulations and Request for Further Comment"}]},{"@type":"WebSite","@id":"https:\/\/cfacanada.org\/#website","url":"https:\/\/cfacanada.org\/","name":"CFA Societies Canada","description":"Canadian investment values","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cfacanada.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/cfacanada.org\/#\/schema\/person\/898859db69f08edb3c347c2b17946667","name":"Robert Decher","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/bc2627947ba7bab923990d1f57953d6cb855122c78057bf8e702ee1181cb6860?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/bc2627947ba7bab923990d1f57953d6cb855122c78057bf8e702ee1181cb6860?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/bc2627947ba7bab923990d1f57953d6cb855122c78057bf8e702ee1181cb6860?s=96&d=mm&r=g","caption":"Robert Decher"},"url":"https:\/\/cfacanada.org\/fr\/author\/robert\/"}]}},"_links":{"self":[{"href":"https:\/\/cfacanada.org\/fr\/wp-json\/wp\/v2\/posts\/2459","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cfacanada.org\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cfacanada.org\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cfacanada.org\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/cfacanada.org\/fr\/wp-json\/wp\/v2\/comments?post=2459"}],"version-history":[{"count":0,"href":"https:\/\/cfacanada.org\/fr\/wp-json\/wp\/v2\/posts\/2459\/revisions"}],"wp:attachment":[{"href":"https:\/\/cfacanada.org\/fr\/wp-json\/wp\/v2\/media?parent=2459"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cfacanada.org\/fr\/wp-json\/wp\/v2\/categories?post=2459"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cfacanada.org\/fr\/wp-json\/wp\/v2\/tags?post=2459"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}