{"id":2615,"date":"2023-01-31T14:46:48","date_gmt":"2023-01-31T14:46:48","guid":{"rendered":"https:\/\/cfacanada.org\/amf-draft-regulation-re-dscs-in-segregated-funds\/"},"modified":"2023-03-17T20:02:34","modified_gmt":"2023-03-17T20:02:34","slug":"amf-draft-regulation-re-dscs-in-segregated-funds","status":"publish","type":"post","link":"https:\/\/cfacanada.org\/fr\/amf-draft-regulation-re-dscs-in-segregated-funds\/","title":{"rendered":"AMF – Draft Regulation re DSCs in Segregated Funds"},"content":{"rendered":"
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AMF – Draft Regulation re DSCs in Segregated Funds<\/h1>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n\n\n\n\n

T\u00e9l\u00e9charger le PDF :<\/h2>\n\n\n\n

AMF – Draft Regulation re DSCs in Segregated Funds<\/a><\/p>\n\n\n\n

<\/div>\n\n\n\n

<\/p>\n\n\n\n

R\u00e9sum\u00e9 de la lettre :<\/h2>\n\n\n\n

Projet de r\u00e8glement relatif \u00e0 l’interdiction d’imputer certains frais aux d\u00e9tenteurs de contrats individuels \u00e0 capital variable portant sur des fonds distincts.<\/p>\n\n\n\n

<\/p>\n\n\n\n

Aper\u00e7u des commentaires du Conseil :<\/h2>\n\n\n\n

Le Conseil appuie fortement l’interdiction des frais d’acquisition diff\u00e9r\u00e9s (\u00ab\u00a0FAD\u00a0\u00bb) et des autres formes de commissions initiales dans les contrats de fonds distincts. Nous recommandons aussi fortement \u00e0 l’AMF d’\u00e9valuer la possibilit\u00e9 d’interdire l’option de r\u00e9trofacturation par le conseiller pour les fonds distincts.<\/p>\n\n\n\n

Nos principaux commentaires sont r\u00e9sum\u00e9s ci-dessous :<\/p>\n\n\n\n

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  • Nous convenons que les frais de souscription diff\u00e9r\u00e9s sont incompatibles avec l’objectif de favoriser le traitement \u00e9quitable des clients.<\/li>\n\n\n\n
  • Nous pensons que les frais de souscription diff\u00e9r\u00e9s et les autres types de r\u00e9mun\u00e9ration initiale cr\u00e9ent des conflits entre les consommateurs et les conseillers, en incitant ces derniers \u00e0 vendre des produits qui leur procurent la r\u00e9mun\u00e9ration la plus \u00e9lev\u00e9e plut\u00f4t que les produits les mieux adapt\u00e9s \u00e0 leurs clients.<\/li>\n\n\n\n
  • Nous pensons \u00e9galement que l’option de r\u00e9trofacturation des conseillers entra\u00eene les m\u00eames conflits que les autres structures de r\u00e9mun\u00e9ration initiale des conseillers.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"

    T\u00e9l\u00e9charger le PDF : AMF – Draft Regulation re DSCs in Segregated Funds R\u00e9sum\u00e9 de la lettre : Projet de r\u00e8glement relatif \u00e0 l’interdiction d’imputer certains frais aux d\u00e9tenteurs de contrats individuels \u00e0 capital variable portant sur des fonds distincts. Aper\u00e7u des commentaires du Conseil : Le Conseil appuie fortement l’interdiction des frais d’acquisition diff\u00e9r\u00e9s […]<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[105],"tags":[],"class_list":["post-2615","post","type-post","status-publish","format-standard","hentry","category-amf-fr"],"acf":[],"featured_image_src":null,"author_info":{"display_name":"clloyd@cfacanada.org","author_link":"https:\/\/cfacanada.org\/fr\/author\/clloydcfacanada-org\/"},"yoast_head":"\nAMF - Draft Regulation re DSCs in Segregated Funds - CFA Societies Canada<\/title>\n<meta name=\"description\" content=\"The Council strongly supports initiatives to re-examine potentially predatory lending activity impacting consumers and believes additional guardrails are required to alleviate some of the predatory pricing concerns.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cfacanada.org\/amf-draft-regulation-re-dscs-in-segregated-funds\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"AMF - 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