{"id":4079,"date":"2025-02-28T15:06:57","date_gmt":"2025-02-28T20:06:57","guid":{"rendered":"https:\/\/cfacanada.org\/ciro-non-tailored-advice-in-the-order-execution-only-channel\/"},"modified":"2025-07-23T13:12:30","modified_gmt":"2025-07-23T17:12:30","slug":"ciro-non-tailored-advice-in-the-order-execution-only-channel","status":"publish","type":"post","link":"https:\/\/cfacanada.org\/fr\/ciro-non-tailored-advice-in-the-order-execution-only-channel\/","title":{"rendered":"CIRO – Non-tailored Advice in the Order Execution Only Channel"},"content":{"rendered":"
\n
\n
\n
\n
\n

CIRO – Non-tailored Advice in the Order Execution Only Channel<\/h1>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n\n\n\n\n

T\u00e9l\u00e9charger le PDF :<\/h2>\n\n\n\n

CIRO – Non-tailored Advice in the Order Execution Only Channel<\/a><\/p>\n\n\n\n

<\/p>\n\n\n\n

R\u00e9sum\u00e9 de la lettre :<\/h2>\n\n\n\n

L’Organisme canadien de r\u00e9glementation des investissements (OCRI) \u00e9value la limitation des conseils dans le canal d’ex\u00e9cution des ordres uniquement.<\/p>\n\n\n\n

Le segment de l’investissement bricol\u00e9 (DIY) conna\u00eet une croissance et une \u00e9volution significatives, de nombreux investisseurs novices en la mati\u00e8re s’appuyant souvent sur des sources d’information et de conseil non traditionnelles. Selon l’enqu\u00eate 2024 CIRO Investor Survey, publi\u00e9e le 4 juin 20241, quatre investisseurs bricoleurs sur dix ont ouvert leur premier compte bricolage au cours des trois derni\u00e8res ann\u00e9es. L’enqu\u00eate a \u00e9galement r\u00e9v\u00e9l\u00e9 que les investisseurs bricoleurs sont beaucoup plus susceptibles que les autres investisseurs d’utiliser les m\u00e9dias sociaux, les forums Internet ou les influenceurs financiers (Finfluencers) comme sources d’informations et de conseils en mati\u00e8re d’investissement.<\/p>\n\n\n\n

Conform\u00e9ment \u00e0 l’objectif strat\u00e9gique de CIRO de permettre un meilleur acc\u00e8s aux conseils dans le cadre du plan strat\u00e9gique de CIRO pour l’exercice 2025-2027 publi\u00e9 le 11 avril 20242 (le plan strat\u00e9gique de CIRO), CIRO \u00e9value si les courtiers en valeurs mobili\u00e8res offrant des services de compte d’ex\u00e9cution d’ordres seulement (courtiers OEO) peuvent fournir des conseils non personnalis\u00e9s pour r\u00e9pondre aux besoins des investisseurs bricoleurs.<\/p>\n\n\n\n

Cette initiative vise \u00e0 s’assurer que ces conseils ne diminuent pas la valeur des canaux de conseil \u00e9tablis et solides, \u00e9vitant ainsi toute confusion potentielle entre les deux. L’objectif est de renforcer la protection des investisseurs en garantissant l’acc\u00e8s \u00e0 des informations de qualit\u00e9 provenant de sources v\u00e9rifi\u00e9es et en permettant l’utilisation d’outils con\u00e7us pour aider les investisseurs \u00e0 prendre de meilleures d\u00e9cisions d’investissement.<\/p>\n\n\n\n

<\/p>\n\n\n\n

Aper\u00e7u des commentaires du Conseil :<\/h2>\n\n\n\n

Le Canadian Advocacy Council of CFA Societies Canada (CAC) a r\u00e9cemment fait part de ses commentaires sur la consultation de l’Organisme canadien de r\u00e9glementation des investissements (OCRI) concernant les conseils non personnalis\u00e9s dans le cadre de l’ex\u00e9cution d’ordres seulement (OEO). Le CAC a reconnu que l’investissement \u00e0 la carte inform\u00e9 par des ressources en ligne est en croissance, en particulier chez les jeunes investisseurs, et a soutenu l’\u00e9volution de la r\u00e9glementation afin de mieux prot\u00e9ger les investisseurs et de maintenir l’activit\u00e9 \u00e0 l’int\u00e9rieur du p\u00e9rim\u00e8tre r\u00e9glementaire.<\/p>\n\n\n\n

Position g\u00e9n\u00e9rale<\/strong><\/p>\n\n\n\n

    \n
  • Soutient l’\u00e9largissement de la capacit\u00e9 des courtiers en valeurs mobili\u00e8res \u00e0 offrir des conseils et des outils non personnalis\u00e9s.<\/li>\n\n\n\n
  • Souligne que les courtiers en valeurs mobili\u00e8res doivent g\u00e9rer de mani\u00e8re ad\u00e9quate les nouveaux conflits que ces services peuvent engendrer. <\/li>\n\n\n\n
  • A plaid\u00e9 en faveur d’une r\u00e9glementation fond\u00e9e sur des principes exigeant que les courtiers \u00e9valuent l’autorisation, la configuration et la promotion des outils en fonction de leurs effets nets sur le comportement des investisseurs, en \u00e9tablissant une distinction entre les utilisations configurables des outils par les investisseurs avertis et les utilisations configur\u00e9es de base\/promues et sugg\u00e9r\u00e9es \u00e0 la plupart des clients.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"

    T\u00e9l\u00e9charger le PDF : CIRO – Non-tailored Advice in the Order Execution Only Channel R\u00e9sum\u00e9 de la lettre : L’Organisme canadien de r\u00e9glementation des investissements (OCRI) \u00e9value la limitation des conseils dans le canal d’ex\u00e9cution des ordres uniquement. Le segment de l’investissement bricol\u00e9 (DIY) conna\u00eet une croissance et une \u00e9volution significatives, de nombreux investisseurs novices […]<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":"[]"},"categories":[128],"tags":[],"class_list":["post-4079","post","type-post","status-publish","format-standard","hentry","category-canadian-investment-regulatory-organization-ciro-fr"],"acf":[],"featured_image_src":null,"author_info":{"display_name":"clloyd@cfacanada.org","author_link":"https:\/\/cfacanada.org\/fr\/author\/clloydcfacanada-org\/"},"yoast_head":"\nCIRO - Non-tailored Advice in the Order Execution Only Channel - CFA Societies Canada<\/title>\n<meta name=\"description\" content=\"Le CAC a r\u00e9cemment fait part de ses commentaires sur la consultation de l'OCRI concernant les conseils non personnalis\u00e9s dans le cadre de l'ex\u00e9cution d'ordres seulement (OEO).\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cfacanada.org\/fr\/ciro-non-tailored-advice-in-the-order-execution-only-channel\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CIRO - Non-tailored Advice in the Order Execution Only Channel - CFA Societies Canada\" \/>\n<meta property=\"og:description\" content=\"Le CAC a r\u00e9cemment fait part de ses commentaires sur la consultation de l'OCRI concernant les conseils non personnalis\u00e9s dans le cadre de l'ex\u00e9cution d'ordres seulement (OEO).\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cfacanada.org\/fr\/ciro-non-tailored-advice-in-the-order-execution-only-channel\/\" \/>\n<meta property=\"og:site_name\" content=\"CFA Societies Canada\" \/>\n<meta property=\"article:published_time\" content=\"2025-02-28T20:06:57+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-23T17:12:30+00:00\" \/>\n<meta name=\"author\" content=\"clloyd@cfacanada.org\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"clloyd@cfacanada.org\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/cfacanada.org\\\/fr\\\/ciro-non-tailored-advice-in-the-order-execution-only-channel\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cfacanada.org\\\/fr\\\/ciro-non-tailored-advice-in-the-order-execution-only-channel\\\/\"},\"author\":{\"name\":\"clloyd@cfacanada.org\",\"@id\":\"https:\\\/\\\/cfacanada.org\\\/#\\\/schema\\\/person\\\/bfb8c441f84b1651d6d5ad4a42a07022\"},\"headline\":\"CIRO – Non-tailored Advice in the Order Execution Only Channel\",\"datePublished\":\"2025-02-28T20:06:57+00:00\",\"dateModified\":\"2025-07-23T17:12:30+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/cfacanada.org\\\/fr\\\/ciro-non-tailored-advice-in-the-order-execution-only-channel\\\/\"},\"wordCount\":536,\"articleSection\":[\"L\u2019Organisme canadien de r\u00e9glementation des investissements (OCRI)\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/cfacanada.org\\\/fr\\\/ciro-non-tailored-advice-in-the-order-execution-only-channel\\\/\",\"url\":\"https:\\\/\\\/cfacanada.org\\\/fr\\\/ciro-non-tailored-advice-in-the-order-execution-only-channel\\\/\",\"name\":\"CIRO - Non-tailored Advice in the Order Execution Only Channel - CFA Societies Canada\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cfacanada.org\\\/#website\"},\"datePublished\":\"2025-02-28T20:06:57+00:00\",\"dateModified\":\"2025-07-23T17:12:30+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/cfacanada.org\\\/#\\\/schema\\\/person\\\/bfb8c441f84b1651d6d5ad4a42a07022\"},\"description\":\"Le CAC a r\u00e9cemment fait part de ses commentaires sur la consultation de l'OCRI concernant les conseils non personnalis\u00e9s dans le cadre de l'ex\u00e9cution d'ordres seulement (OEO).\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/cfacanada.org\\\/fr\\\/ciro-non-tailored-advice-in-the-order-execution-only-channel\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/cfacanada.org\\\/fr\\\/ciro-non-tailored-advice-in-the-order-execution-only-channel\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/cfacanada.org\\\/fr\\\/ciro-non-tailored-advice-in-the-order-execution-only-channel\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/cfacanada.org\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"CIRO – Non-tailored Advice in the Order Execution Only Channel\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/cfacanada.org\\\/#website\",\"url\":\"https:\\\/\\\/cfacanada.org\\\/\",\"name\":\"CFA Societies Canada\",\"description\":\"Canadian investment values\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/cfacanada.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/cfacanada.org\\\/#\\\/schema\\\/person\\\/bfb8c441f84b1651d6d5ad4a42a07022\",\"name\":\"clloyd@cfacanada.org\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/e8c4597d4b4bbce08289f65553ecd58f67134726de8e338b57dada62dc12fcea?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/e8c4597d4b4bbce08289f65553ecd58f67134726de8e338b57dada62dc12fcea?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/e8c4597d4b4bbce08289f65553ecd58f67134726de8e338b57dada62dc12fcea?s=96&d=mm&r=g\",\"caption\":\"clloyd@cfacanada.org\"},\"url\":\"https:\\\/\\\/cfacanada.org\\\/fr\\\/author\\\/clloydcfacanada-org\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"CIRO - Non-tailored Advice in the Order Execution Only Channel - CFA Societies Canada","description":"Le CAC a r\u00e9cemment fait part de ses commentaires sur la consultation de l'OCRI concernant les conseils non personnalis\u00e9s dans le cadre de l'ex\u00e9cution d'ordres seulement (OEO).","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cfacanada.org\/fr\/ciro-non-tailored-advice-in-the-order-execution-only-channel\/","og_locale":"fr_FR","og_type":"article","og_title":"CIRO - Non-tailored Advice in the Order Execution Only Channel - CFA Societies Canada","og_description":"Le CAC a r\u00e9cemment fait part de ses commentaires sur la consultation de l'OCRI concernant les conseils non personnalis\u00e9s dans le cadre de l'ex\u00e9cution d'ordres seulement (OEO).","og_url":"https:\/\/cfacanada.org\/fr\/ciro-non-tailored-advice-in-the-order-execution-only-channel\/","og_site_name":"CFA Societies Canada","article_published_time":"2025-02-28T20:06:57+00:00","article_modified_time":"2025-07-23T17:12:30+00:00","author":"clloyd@cfacanada.org","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"clloyd@cfacanada.org","Dur\u00e9e de lecture estim\u00e9e":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/cfacanada.org\/fr\/ciro-non-tailored-advice-in-the-order-execution-only-channel\/#article","isPartOf":{"@id":"https:\/\/cfacanada.org\/fr\/ciro-non-tailored-advice-in-the-order-execution-only-channel\/"},"author":{"name":"clloyd@cfacanada.org","@id":"https:\/\/cfacanada.org\/#\/schema\/person\/bfb8c441f84b1651d6d5ad4a42a07022"},"headline":"CIRO – Non-tailored Advice in the Order Execution Only Channel","datePublished":"2025-02-28T20:06:57+00:00","dateModified":"2025-07-23T17:12:30+00:00","mainEntityOfPage":{"@id":"https:\/\/cfacanada.org\/fr\/ciro-non-tailored-advice-in-the-order-execution-only-channel\/"},"wordCount":536,"articleSection":["L\u2019Organisme canadien de r\u00e9glementation des investissements (OCRI)"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/cfacanada.org\/fr\/ciro-non-tailored-advice-in-the-order-execution-only-channel\/","url":"https:\/\/cfacanada.org\/fr\/ciro-non-tailored-advice-in-the-order-execution-only-channel\/","name":"CIRO - Non-tailored Advice in the Order Execution Only Channel - CFA Societies Canada","isPartOf":{"@id":"https:\/\/cfacanada.org\/#website"},"datePublished":"2025-02-28T20:06:57+00:00","dateModified":"2025-07-23T17:12:30+00:00","author":{"@id":"https:\/\/cfacanada.org\/#\/schema\/person\/bfb8c441f84b1651d6d5ad4a42a07022"},"description":"Le CAC a r\u00e9cemment fait part de ses commentaires sur la consultation de l'OCRI concernant les conseils non personnalis\u00e9s dans le cadre de l'ex\u00e9cution d'ordres seulement (OEO).","breadcrumb":{"@id":"https:\/\/cfacanada.org\/fr\/ciro-non-tailored-advice-in-the-order-execution-only-channel\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cfacanada.org\/fr\/ciro-non-tailored-advice-in-the-order-execution-only-channel\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/cfacanada.org\/fr\/ciro-non-tailored-advice-in-the-order-execution-only-channel\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/cfacanada.org\/fr\/"},{"@type":"ListItem","position":2,"name":"CIRO – Non-tailored Advice in the Order Execution Only Channel"}]},{"@type":"WebSite","@id":"https:\/\/cfacanada.org\/#website","url":"https:\/\/cfacanada.org\/","name":"CFA Societies Canada","description":"Canadian investment values","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cfacanada.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/cfacanada.org\/#\/schema\/person\/bfb8c441f84b1651d6d5ad4a42a07022","name":"clloyd@cfacanada.org","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/e8c4597d4b4bbce08289f65553ecd58f67134726de8e338b57dada62dc12fcea?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e8c4597d4b4bbce08289f65553ecd58f67134726de8e338b57dada62dc12fcea?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/e8c4597d4b4bbce08289f65553ecd58f67134726de8e338b57dada62dc12fcea?s=96&d=mm&r=g","caption":"clloyd@cfacanada.org"},"url":"https:\/\/cfacanada.org\/fr\/author\/clloydcfacanada-org\/"}]}},"_links":{"self":[{"href":"https:\/\/cfacanada.org\/fr\/wp-json\/wp\/v2\/posts\/4079","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cfacanada.org\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cfacanada.org\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cfacanada.org\/fr\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/cfacanada.org\/fr\/wp-json\/wp\/v2\/comments?post=4079"}],"version-history":[{"count":2,"href":"https:\/\/cfacanada.org\/fr\/wp-json\/wp\/v2\/posts\/4079\/revisions"}],"predecessor-version":[{"id":4083,"href":"https:\/\/cfacanada.org\/fr\/wp-json\/wp\/v2\/posts\/4079\/revisions\/4083"}],"wp:attachment":[{"href":"https:\/\/cfacanada.org\/fr\/wp-json\/wp\/v2\/media?parent=4079"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cfacanada.org\/fr\/wp-json\/wp\/v2\/categories?post=4079"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cfacanada.org\/fr\/wp-json\/wp\/v2\/tags?post=4079"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}